Terms of Service
Effective Date: January 1, 2026
These Terms of Service govern your access to and use of the website, services, content, features, tools, forms, and communications made available by YourPhillyAgent. By accessing or using the website, you agree to be bound by these Terms of Service. If you do not agree, do not use the website.
1. Acceptance of Terms
By using the website of YourPhillyAgent, you agree to these Terms of Service and to any additional policies posted on the website, including the Privacy Policy. These Terms of Service apply to all visitors, users, and others who access or use the website.
2. Eligibility
You must be at least 18 years old and legally able to enter into a binding agreement to use this website. By using the website, you represent and warrant that you meet these requirements.
3. Purpose of the Website
The website of YourPhillyAgent is provided for general informational, educational, and marketing purposes related to real estate services, real estate listings, property information, market commentary, and related content. The content provided on the website is not legal, tax, accounting, investment, financial, appraisal, or other professional advice, and should not be relied on as such.
4. No Agency or Client Relationship
Your use of the website, including submitting a contact form, requesting information, signing up for alerts, or communicating with YourPhillyAgent through the website, does not by itself create an agent-client, broker-client, fiduciary, advisory, or other professional relationship with YourPhillyAgent.
Any such relationship will exist only if and when a separate written agreement is entered into, where required by law.
5. No Guarantee of Accuracy
YourPhillyAgent strives to provide accurate and current information, but does not guarantee that any information on the website is complete, accurate, reliable, current, or error-free. Property listings, prices, availability, square footage, taxes, zoning, school information, maps, neighborhood descriptions, financing examples, market conditions, and all other information may change without notice.
You are solely responsible for independently verifying any information before relying on it.
6. Listings and Third-Party Information
The website may display property listings, real estate data, photographs, descriptions, public records information, valuation estimates, or other information obtained from third parties, including brokers, agents, property owners, public sources, multiple listing services, or other data providers.
All such information is provided for convenience only and is deemed reliable but not guaranteed. YourPhillyAgent does not warrant the accuracy, completeness, or timeliness of any third-party information.
If the website displays MLS or IDX content, that content is provided exclusively for the personal, non-commercial use of consumers to identify prospective properties they may be interested in purchasing, renting, or leasing. MLS and IDX listing information may be subject to copyright and other restrictions.
7. Fair Housing and Equal Opportunity
YourPhillyAgent supports equal housing opportunity and complies with the Fair Housing Act and all applicable federal, state, and local fair housing and anti-discrimination laws. YourPhillyAgent does not discriminate on the basis of race, color, religion, sex, disability, familial status, national origin, or any other status protected by applicable law.
You agree not to use the website in any manner that violates fair housing or anti-discrimination laws.
8. Permitted Use
You may use the website only for lawful purposes and in accordance with these Terms of Service. You agree that you will not:
use the website in violation of any law or regulation
submit false, incomplete, misleading, or fraudulent information
scrape, copy, harvest, index, or collect data, listings, or content from the website without prior written permission
use bots, spiders, crawlers, or automated means to access the website without authorization
interfere with or disrupt the website, servers, or networks connected to the website
attempt to gain unauthorized access to any portion of the website
upload or transmit viruses, malware, malicious code, or other harmful material
impersonate any person or entity or misrepresent your affiliation with any person or entity
use the website for spam, harassment, abuse, or unlawful solicitation
9. User Submissions
If you submit or transmit any information through the website, including through forms, inquiries, messages, reviews, comments, testimonials, property details, or other materials, you represent and warrant that the information is truthful, accurate, and that you have the right to provide it.
By submitting content to YourPhillyAgent through the website, you grant YourPhillyAgent a non-exclusive, royalty-free, worldwide license to use, copy, store, reproduce, modify, adapt, publish, and display that content for the purpose of operating the website, communicating with you, marketing services, and conducting business operations.
YourPhillyAgent reserves the right, but not the obligation, to remove, refuse, or edit submissions for any reason.
10. Communications Consent
By providing your contact information to YourPhillyAgent, including your email address or phone number, you consent to receive communications from YourPhillyAgent, including emails, phone calls, and text messages, for informational, service-related, and marketing purposes, to the extent permitted by law.
Your consent to receive communications is not a condition of purchasing any property, goods, or services. You may opt out of marketing emails by using the unsubscribe link in the message, and you may opt out of text messages by replying with any applicable stop instruction provided in the message.
11. Intellectual Property
All content on the website, including text, graphics, logos, icons, images, video, audio, design, layout, branding, compilations, and software, is owned by or licensed to YourPhillyAgent and is protected by intellectual property laws.
Except for personal, non-commercial use, you may not copy, reproduce, distribute, republish, upload, post, modify, create derivative works from, display, transmit, or exploit any content from the website without prior written permission from YourPhillyAgent.
12. Third-Party Links and Services
The website may contain links to third-party websites, tools, platforms, maps, mortgage calculators, or other services. These are provided for convenience only. YourPhillyAgent does not control and is not responsible for the content, availability, policies, accuracy, or practices of any third-party website or service.
Your use of third-party sites and services is at your own risk.
13. Disclaimer of Warranties
The website and all content, features, services, and information made available by YourPhillyAgent are provided on an as is and as available basis, without warranties of any kind, whether express, implied, or statutory.
To the fullest extent permitted by law, YourPhillyAgent disclaims all warranties, including any implied warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, and quiet enjoyment.
YourPhillyAgent does not warrant that the website will be uninterrupted, error-free, secure, or free of viruses or other harmful components.
14. Limitation of Liability
To the fullest extent permitted by law, YourPhillyAgent and its owners, managers, members, officers, employees, contractors, agents, affiliates, licensors, and service providers will not be liable for any indirect, incidental, consequential, special, exemplary, or punitive damages, or for any loss of profits, revenue, data, business opportunity, or goodwill, arising out of or related to your use of or inability to use the website.
To the fullest extent permitted by law, the total liability of YourPhillyAgent for any and all claims arising out of or relating to the website or these Terms of Service will not exceed one hundred dollars.
15. Indemnification
You agree to defend, indemnify, and hold harmless YourPhillyAgent and its owners, managers, members, officers, employees, contractors, agents, affiliates, licensors, and service providers from and against any claims, liabilities, damages, losses, judgments, awards, costs, and expenses, including reasonable attorneys’ fees, arising out of or related to your violation of these Terms of Service, your misuse of the website, or your violation of any law or the rights of any third party.
16. Privacy
Your use of the website is also subject to the privacy practices of YourPhillyAgent as described in the Privacy Policy posted on the website. By using the website, you acknowledge that you have reviewed that policy.
17. Termination and Suspension
YourPhillyAgent may suspend, restrict, or terminate your access to the website at any time, with or without notice, for any reason, including if YourPhillyAgent believes that you have violated these Terms of Service or applicable law.
18. Changes to These Terms
YourPhillyAgent may revise these Terms of Service at any time by posting updated terms on the website. The revised version becomes effective when posted, unless a later effective date is stated. Your continued use of the website after revised terms are posted constitutes your acceptance of the updated Terms of Service.
19. Governing Law
These Terms of Service and any dispute arising out of or relating to the website or these Terms of Service are governed by the laws of the Commonwealth of Pennsylvania, without regard to conflict of law principles.
20. Forum for Disputes
Any legal action or proceeding arising out of or relating to the website or these Terms of Service must be brought exclusively in the state or federal courts located in Philadelphia County, Pennsylvania, and you consent to the personal jurisdiction and venue of those courts.
21. Severability
If any provision of these Terms of Service is found to be invalid, illegal, or unenforceable, the remaining provisions will remain in full force and effect.
22. Waiver
No waiver by YourPhillyAgent of any term or condition in these Terms of Service will be deemed a further or continuing waiver of that term or condition or any other term or condition.
23. Entire Agreement
These Terms of Service, together with any other policies posted on the website by YourPhillyAgent, constitute the entire agreement between you and YourPhillyAgent regarding your use of the website.
24. Contact
Questions regarding these Terms of Service may be submitted to YourPhillyAgent through the contact information and contact forms provided on the website.

Privacy Policy
Effective Date: January 1, 2026
YourPhillyAgent respects your privacy and is committed to protecting the personal information you provide through its website, forms, communications, and related services. This Privacy Policy explains how YourPhillyAgent collects, uses, shares, and protects information when you visit or use the website.
By using the website, you agree to the collection and use of information in accordance with this Privacy Policy.
1. Scope of This Privacy Policy
This Privacy Policy applies to personal information collected by YourPhillyAgent through its website, online forms, email communications, text communications, advertising interactions, and other digital services connected to the website.
This Privacy Policy does not apply to third-party websites, platforms, tools, or services that may be linked from the website or integrated into the website. Those third parties operate under their own terms and privacy policies.
2. Information YourPhillyAgent Collects
YourPhillyAgent may collect information you provide directly, information collected automatically through your use of the website, and information received from third parties.
Information you provide directly
You may provide personal information when you:
fill out a contact form
request to buy, sell, rent, or learn more about a property
sign up for email updates, newsletters, or alerts
request a home valuation or market analysis
schedule a consultation or showing
communicate by email, phone, text message, or website form
This information may include:
name
email address
phone number
property address
city and state
buying, selling, or renting preferences
price range
timeline for moving or selling
message content and other information you choose to provide
Information collected automatically
When you use the website, YourPhillyAgent may automatically collect certain technical and usage information, including:
IP address
browser type
device type
operating system
pages viewed
referring website
date and time of visits
general location information derived from IP address
clicks, browsing behavior, and interactions with the website
Websites commonly disclose cookies and similar tracking technologies used to remember preferences, improve user experience, and gather statistics about how the site is used.
Information from third parties
YourPhillyAgent may receive information from:
advertising platforms
analytics providers
customer relationship management systems
lead generation services
public records sources
real estate listing and data providers
3. How YourPhillyAgent Uses Personal Information
YourPhillyAgent may use personal information for legitimate business purposes, including to:
respond to inquiries and provide requested information
communicate about buying, selling, renting, or real estate services
send property alerts, listing updates, newsletters, and promotional communications
schedule appointments, consultations, and showings
provide comparative market information, home valuation information, and related real estate content
improve the website, services, marketing, and user experience
analyze trends, website traffic, and advertising performance
detect fraud, abuse, security incidents, or unauthorized activity
comply with legal obligations
enforce website terms, policies, and rights
4. Cookies and Tracking Technologies
YourPhillyAgent may use cookies, pixels, tags, scripts, and similar technologies to operate the website, remember preferences, understand how visitors use the website, measure advertising performance, and improve services.
These technologies may be used to:
keep the website functioning properly
remember user preferences
analyze traffic and engagement
measure the effectiveness of ads and campaigns
support remarketing or retargeting advertising
Pennsylvania’s own public-facing privacy materials describe cookies as tools that can save preferences and be used for statistical purposes to understand how sites are used, which is the same basic function described here.
Most browsers allow you to block or delete cookies through browser settings. Blocking cookies may affect certain website functions.
5. How YourPhillyAgent Shares Information
YourPhillyAgent may share personal information as reasonably necessary for business purposes, including with:
website hosting providers
analytics providers
email marketing platforms
CRM and lead management systems
advertising and remarketing platforms
customer support and communication service providers
affiliated service providers or contractors working on behalf of YourPhillyAgent
legal, regulatory, or government authorities when required by law
successors in the event of a business transfer, merger, sale, or reorganization
YourPhillyAgent does not sell personal information for money. However, some advertising or analytics tools may involve the use of cookies or similar technologies that could be treated as data sharing under certain privacy laws.
6. Email, Calls, and Text Messages
If you provide your contact information, YourPhillyAgent may contact you by email, phone, or text message regarding your inquiry, requested services, listings, market updates, and promotional content, to the extent permitted by law.
The FTC states that commercial email senders must provide a way to opt out and must honor opt-out requests within 10 business days.
You may opt out of marketing emails by clicking the unsubscribe link in the email. You may opt out of marketing text messages by replying with any applicable stop instruction provided in the text. Even if you opt out of marketing communications, YourPhillyAgent may still send service-related or transactional communications where appropriate.
7. Data Security
YourPhillyAgent uses reasonable administrative, technical, and physical safeguards designed to protect personal information from unauthorized access, disclosure, alteration, or destruction. The FTC recommends sensible controls over access to personal information and cautions businesses not to transmit sensitive data insecurely.
However, no website, transmission method, or storage system can be guaranteed to be completely secure. You use the website and submit information at your own risk.
8. Data Retention
YourPhillyAgent retains personal information for as long as reasonably necessary to fulfill the purposes described in this Privacy Policy, provide services, maintain business records, comply with legal obligations, resolve disputes, and enforce agreements.
9. Children’s Privacy
The website is not directed to children under 13, and YourPhillyAgent does not knowingly collect personal information from children under 13 through the website. If YourPhillyAgent becomes aware that personal information from a child under 13 has been collected without appropriate consent, it will take reasonable steps to delete that information.
10. Your Privacy Choices
You may take the following steps regarding your information:
unsubscribe from marketing emails
opt out of marketing text messages
disable cookies through browser settings
contact YourPhillyAgent to request updates or deletion of certain information, subject to legal and operational requirements
11. California Privacy Rights
If you are a California resident, you may have rights under the California Consumer Privacy Act, as amended, including the right to know about the personal information a business collects, uses, discloses, or shares, the right to request deletion of certain personal information, the right to request correction of inaccurate personal information, and the right to limit certain uses where applicable. California’s Department of Justice describes these as statutory consumer privacy rights under the CCPA and its regulations.
California residents may also have the right to opt out of certain forms of sharing for cross-context behavioral advertising, depending on how a website’s advertising technologies operate.
To make a privacy request, contact YourPhillyAgent through the website’s contact form. YourPhillyAgent may need to verify your identity before processing certain requests. YourPhillyAgent will not discriminate against you for exercising applicable privacy rights.
12. Do Not Track
Some browsers offer a “Do Not Track” setting. Because there is not a universal standard for how to respond to these signals, YourPhillyAgent does not guarantee that it responds to all Do Not Track signals in a particular way.
13. Third-Party Websites and Services
The website may contain links to third-party websites, mortgage calculators, map services, scheduling tools, social media platforms, real estate listing tools, and other services. YourPhillyAgent is not responsible for the privacy, security, or data practices of third parties. You should review their privacy policies separately.
14. Changes to This Privacy Policy
YourPhillyAgent may update this Privacy Policy from time to time. When changes are made, the updated version will be posted on the website with a revised effective date. California DOJ guidance says businesses should keep privacy policies current, and California consumer guidance notes that privacy policies should be updated at least annually.
Your continued use of the website after changes are posted means you accept the updated Privacy Policy.
15. Contact
Questions or privacy requests regarding this Privacy Policy may be submitted to YourPhillyAgent through the contact information and contact forms available on the website.